Spinnaker Wealth Management's
What is our commitment to you?
We are committed to maintaining the trust and
confidence of our customers. We want you to understand how we protect
your privacy when we collect and use information about you, and the
measures we take to safeguard that information. Keeping customer
information secure and private is a priority for us.
take a moment to review it and feel free to contact us with any
questions. Thank you for the trust you have placed in us. We look
forward to working very hard to continue to earn your trust.
What types of non-public personal
information do we collect about you?
In the course of providing service to you, we
collect nonpublic personal information about you from the following
Information from you on account applications and
other standard forms (for example, name, address, social security
number, assets, types and amounts of investments, transactions, and
Information about your LPL transactions, our
affiliates or others including those companies that work closely with
us to provide you with diverse financial products and services (for
example, your account balance, payment history, parties to
transactions, types and amounts of investments, transactions, and
credit card usage);
Information we receive from consumer reporting
agencies (for example, your credit worthiness and credit history);
Information obtained when verifying the
information you provide on applications or other forms (this may be
obtained from your current or past employers, or from other
institutions where you conduct financial transactions).
How do we protect the confidentiality and
security of your non-public personal information?
Keeping your information secure is one of our most
important responsibilities. We restrict access to nonpublic personal
information about you to those employees and agents who need to know
that information in order to provide products or services to you. We
maintain physical, electronic, and procedural safeguards that comply
with federal standards to guard your nonpublic personal information.
Do we disclose to any non-affiliated
third parties your non-public personal information?
We do not sell, share or disclose your non-public
personal information to non-affiliated third party marketing companies.
We may disclose all of the information we collect,
as described above in the What types of non-public personal information
do we collect about you? section to companies that perform marketing or
other services on our behalf, or to other financial institutions with
whom we have joint marketing agreements. All of these companies are
contractually obligated to keep the information that we provide to them
confidential and use the information only for the services required and
as allowed by applicable law or regulation, and are not permitted to
share or use the information for any other purpose.
We may also disclose nonpublic personal
information about you under circumstances as permitted or required by
law. These disclosures typically include information to process
transactions on your behalf, to conduct our operations, to follow your
instructions as you authorize, or to protect the security of our
Do we disclose within our family of
affiliated companies your non-public personal information?
In the course of providing services to you, we are
permitted by law to share within our family of affiliated companies
information about our transactions or experiences with you (such as
account balance or payment history).
What is our policy relating to former
If you decide to close your account(s) or become
an inactive customer, we will adhere to the privacy policies and
practices as described in this notice.
We reserve the right to change this policy at any
time and you will be notified if any changes occur.
If you have any questions after reading this
Legal Department, Linsco/Private Ledger Corp., One Beacon Street, 22nd
Floor Boston, MA 02108-3106.
applies to consumers who are customers or former customers of the LPL
family of affiliated companies in the United States. The LPL family of
affiliated companies are Linsco/Private Ledger Corp., its subsidiaries
and affiliates, including Independent Advisers Group Corporation, LPL
Insurance Services, Inc., LPL Insurance Services of Colorado, Inc., LPL
Insurance Services of California, Inc., Private Ledger Insurance of
Massachusetts, Inc., Private Ledger Insurance Services of Nevada, Inc.,
Private Ledger Insurance Services of New Mexico, Inc., Private Ledger
Insurance Agency of Ohio, Inc., Private Ledger Insurance Services of
Oklahoma Agency, Inc., PL Insurance Services of Texas, Inc., and
Linsco/Private Ledger Corp. of Wyoming, Inc.